Money Matters

While I was a student, my bank refused to increase my credit limit on my Visa above $1500. This frustrated me because I regularly reached my limit with tuition, books, and all my other expenses. The moment I graduated, however, they asked me if $4000 was high enough (or too high). Granted, my income tripled and my discretionary income skyrocketed from $100/month to $1200/month, but my budgeting skills didn't change. I didn't suddenly acquire an aversion to debt; I've always had that.